Asset division review
Compare homes, investments, pensions, restricted shares, and liabilities by after-tax value. A clean comparison changes the conversation.
Northwest Indiana transition planning
When life changes, your plan should too.
Wallen Financial Solutions LLC provides calm, independent financial planning for divorce, widowhood, remarriage, inheritance, severance, and workplace buyouts. We help you see the next decision clearly.
Schedule a Transition Planning Session
Clarity first. Decisions second.
01
Stabilise cash flow
02
Review ownership
03
Set priorities
04
Build forward
The first move
Put every account and obligation on one clear page.
01
Divorce and post-divorce planning
A fair split needs a financial plan behind it.
Divorce changes ownership, income, tax decisions, and retirement security at the same time. We organise the facts so you can discuss settlement choices with a steadier view of the years ahead.
Single-income reset
Build a practical monthly budget, cash reserve target, and savings order for your new household income.
Ownership and beneficiaries
Review account titling, beneficiary updates, powers of attorney, and retirement account division with the right legal professionals.
Specific decisions we map
- QDRO and retirement account questions
- Credit and savings rebuilding
- Tax impact of proposed settlements
- Post-divorce wealth management
A useful boundary
We give financial guidance. Your attorney handles legal advice.
12
months to organise
1
working picture
Support after loss
Financial guidance for widows and widowers.
Grief makes complex paperwork harder to face. We give you a measured order of operations, with space to pause before making an investment or inheritance decision.
Income replacement
Review survivor benefits, insurance proceeds, pension choices, and the monthly income your household needs.
Accounts in order
Consolidate scattered accounts, check beneficiaries, and coordinate estate documents with your attorney and tax professional.
Long-term stability
Set an investment pace that matches your cash needs, risk capacity, and responsibilities at home.
02 / Inheritance planning
Pause before you move inherited money.
Inherited IRAs, property, and investments each carry different tax and timing questions. We help you make a written allocation plan before emotion or outside pressure sets the direction.
1. Identify
List assets, debts, tax dates, ownership, and immediate cash needs.
2. Prioritise
Separate money for taxes, reserves, debt decisions, and near-term goals.
3. Allocate
Choose a mix that fits your time horizon and wider financial plan.
4. Review
Update beneficiaries, estate coordination, and investment choices as facts change.
03 / Workplace transitions
Severance and buyout decisions have a clock.
A package can affect taxes, health cover, retirement savings, and the length of your cash runway. We put each date and choice in sequence so you can act without guessing.
Package review
Compare lump sum and continuation terms, tax withholding, equity, and negotiation points with your advisers.
Income gap plan
Set a cash reserve target and map essential spending through the expected job search period.
Benefits and rollover
Review COBRA timing, health insurance choices, retirement rollovers, and the next contribution schedule.
Your transition timeline
Week 1
Read the terms
Gather the offer, benefit statements, and current account balances.
Weeks 2-4
Protect the runway
Set reserves, cover health costs, and decide what stays invested.
Month 2+
Build the next plan
Adjust contributions, goals, and investment risk around your new income.
A steadier next step
Rebuild stability. Reclaim your future.
Bring the questions that feel tangled. Wallen Financial Solutions LLC will help you organise the financial facts, set priorities, and decide what deserves attention first.